If you’re looking to get a step on the property ladder and you’re considering building your own new home, there are some important things to consider when looking for land.
Finances can be tight when you’re starting out. Here are some tips that can help you form money habits that’ll last a lifetime.
The best start
Managing the income tax on your rental property
If you're looking at buying a rental property, the IRD will consider the rent you receive as income, and you will be required to manage it in specific ways. Here we look at what constitutes taxable income, and what is and isn’t a tax deductible expense. Read more.
Buying with family or friends: Your mortgage options
If you’re looking to buy your first home, depending on which part of New Zealand you plan to buy in, property prices may be too high to do it alone. One solution is to partner with friends or family and pool your money together. Read more.
Get your finances in order with a BNZ Financial Health Check
If you’ve got financial aspirations like buying your first home, starting a family, or even saving for a big holiday, one of the best things you can do is get to grips with your current financial situation so you understand how and when you can reach your goals. Read more.
Why you shouldn’t rush to pay off your student loan
It’s tempting to look at your student loan and think that you should pay it off as soon as possible, however, in these days of interest free student loans, that’s not necessarily the best course of action. Here's why. Read more.
Why a debit card might be the right card for you
When you're just starting out on your financial journey money can seem complicated, so if you’re keen to avoid debt but still want some of the advantages of a credit card, we've got the low down on why a debit card could be the best choice for you. Read more.
Design the way you see your money
With a YouMoney account, you can customise your banking experience so it's easier to keep track of what’s going on with your money and stick to your goals.Find out more