Which route could work for you?

Buying with family or friends

Step one

Buying with family or friends

Pool your funds and have greater borrowing power by investing in a property together.

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Buying a rental property

Step two

Buying a rental property

Buy in a more affordable location and potentially make capital gains while someone else pays the rent.

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Buying or building a new home

Step three

Buying or building a new home

Choosing to buy or build a new home could be a more affordable way to get onto the property ladder.

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Buying an apartment

Step four

Buying an apartment

Apartments are often cheaper to buy than houses so can be a great first step onto the property ladder.

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Hear what the experts have to say

We've brought together property and finance experts, as well as BNZ customers to give their top tips when buying your first home, no matter which route you're thinking of taking. Our speakers cover getting a financial personal trainer, choosing the right location for your property, allowing for rises in interest rates, and working out exactly how much you can afford.

 

The insights to come out of our BNZ Financial Futures survey in March 2018 showed that New Zealanders are finding new and creative ways to get onto the property ladder – so we hosted a “Buying Outside the Box” speaker evening for first-time buyers in Auckland, to share real customer stories and relevant advice from professionals.

Take a look at the video below to see what the experts had to say about buying with family or friends, new builds and buying off plans, property investments, DIY transformations, auction strategies, getting finances sorted before buying, and more. You might want to grab a cuppa for this one, it's about 90 minutes long.

If you're keen to learn more about a specific path to home-ownership, select your route from the options above.

*The views expressed by speakers during the Buying Outside the Box events are those of the speaker and must not be construed in any way as representing the policy or views of BNZ. BNZ does not endorse the products or services of any guest speaker. For any of the BNZ products or services mentioned by the speakers, lending criteria, terms and fees may apply and you should talk to BNZ for full information before making any decisions about taking out a product.